Kobo is now live for waitlist joiners

Kobo sends euros from Ireland to your family in Nigeria. They choose when to change it to naira.

Kobo is in closed beta. Transfers in the beta run on founders' funds in test mode.

Fee shown upfront

Waits in digital dollarsuntil they choose

Example in the Kobo app. Amounts are illustrative.

Built to be fast

FeesShown before you confirm

RateThey choose when to change

Holding itWaits in digital dollars

A general picture, not any one service. Kobo is in closed beta, so we're still timing real transfers. Tap or swipe to compare.

Choose who it's for and how much. You see the fee before you confirm.

On the wayIt settles on Solana

Kobo moves it as digital dollars on the Solana network. You don't need to do anything.

It waits in their Kobo wallet. They change it to naira when they choose.

Kobo moves money using a digital dollar called USDC on the Solana network. USDC is designed to stay worth one US dollar. Solana settles it, which makes transfers fast and cheap.

You don't need to know any of this to use Kobo.

Send

Pay in euro from Ireland. Pick the person, check the fee, confirm.

Hold

The money waits in their Kobo wallet as digital dollars until they choose to change it to naira.

Claim by link

Not on Kobo yet? They get a link by email and claim the money in a few steps.

Activity

See every transfer and where it is: in progress, delivered or failed.

Every transfer works the same way: amount, person, confirm. You see the fee before you confirm, so there's nothing to work out.

In the beta, nobody pays. Transfers run on founders' funds in test mode.

Kobo is in closed beta. Transfers in the beta run on founders' funds in test mode.

Closed beta

Only the founders and a small group of invited people can use the app today.

Founders' funds

Every transfer in the beta runs on our own money, not yours.

Test mode

The beta runs in test mode while we check every step.

Claim link sentby email

Example in the Kobo app. Amounts are illustrative.

No dates yet. We'll move to each stage when the one before it is working well.

We test every step ourselves, with founders' funds in test mode.

A small group from the waitlist tries Kobo with us and tells us what to fix.

More people in Ireland can join and send to family in Nigeria.

We add what testers ask for most. Tell us what you'd want below.

We watched the money our parents sent home take days to arrive.

By the time it landed, the naira had dropped, and it was worth less.

And we kept jumping from app to app, looking for the best rate.

No. Kobo is a new app for sending money from Ireland to Nigeria, built by two founders.

It's in closed beta. Transfers in the beta run on founders' funds in test mode.

Not yet. Join the waitlist to keep your place. When we open to testers, we start with people on the list.

You'll always see the fee before you confirm a transfer. We'll share prices before anyone sends their own money.

We won't promise a time until we've measured real transfers. Speed is one of the things the beta is for.

An email address. They get a link, open it, and claim the money into their own Kobo account. They choose when to change it to naira.

No. Kobo uses a digital dollar behind the scenes, but you just send euro and your family sees their money. The details are in “How does it work under the hood?” above.

We use them to keep your place on the list. We only email you news if you tick the box. Read our privacy notice.

Kobo is in closed beta. Join the list to keep your place for when we open to testers.

Takes about a minute. Only two answers are required.

Bring a friend. After you join, you get a link to share.

No marketing emails unless you tick the box.

Joining the waitlist needs JavaScript. You can also email Supportwithkobo@gmail.com and we'll add you.

Tell us what would make sending money home easier. It goes straight to Shina and Isaac.