美国35岁以下家庭净资产中位数2022至2025年实际下降23%
来源标题：Median net worth of U.S. households under 35 fell 23% from 2022 to 2025 (real)
美国35岁以下家庭净资产中位数在2022年至2025年间实际下降23%。该数据为扣除通胀后的实际值，反映这一年龄段家庭财富出现明显缩水。
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Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.
Half of people aged 30–33 in the U.S. have a net worth above $68,000. Reaching the upper quarter takes about $235,000, and the top 10% starts at $440,000 — roughly 6.5× the median. The lower quarter sits below $7,100, and the bottom 10% is negative — more owed than owned.
You'll get the current figures right away, then monthly. Keeping Up Inc, New York. Privacy.
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National figures above; metro pages adjust for local incomes and housing costs.
How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.
Last updated October 2026. Cohort: people aged 30–33 in the U.S.. Model sample basis: 500.
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