Show HN: Chord Finance – macOS keyboard driven personal accounting & portfolio

native macOS · local-first · keyboard-first

Chord replaces your spreadsheets with one fast, local-first Mac app: net worth at a glance and balanced double-entry books. Your data stays in a single file on your Mac.

Free during beta. Your data stays on your Mac.

⌘KGo to Home▌

Go to Home↵

Go to Accounts↵

Go to Holdings↵

Go to Reports↵

Go to Budget↵

Import statement…↵

local-first

no bank login

QFX import

USD + CAD (more soon)

macOS-native

BYO market-data key

// 01 why chord

Chord does the monthly books and the net-worth glance in one native macOS app — no cloud, no bank logins.

Everything lives in a single SQLite file on your Mac. No cloud, no lock-in, no accounts to log into.

⌘1–⌘9 switch sections and arrow keys move through lists. The whole app works without the mouse.

Every transaction balances, enforced by the database. You see money in / money out — debits and credits when you want them.

USD and CAD only for now, with more currencies on the way. The Bank of Canada daily rate, with manual override, drives both the ledger and your investment values.

A full accounting ledger keeps the books actually correct — but it's heavy to maintain, and tracking investments in one is enough to make anyone quit.

Your net worth lives in a sheet: STOCK() prices, USD converted to CAD by hand, and no single number you trust.

Chord does the monthly books and the net-worth glance, in one native macOS app. Your data stays in a single file on your Mac.

Point Chord at the chequing or credit-card export you downloaded from your bank.

Rules book the routine ones; anything else waits in a review queue for one-row assignment.

One number on the home screen, updated as prices and exchange rates move.

Four screens, no clutter. Browse the tabs, or watch the short tour.

Net worth at a glance, with a portfolio breakdown by asset class.

Free while Chord is in beta. Download for macOS and try it today.

EOD stock quotes require your own free Marketstack or Alpha Vantage API key. It's stored in your Mac's keychain — Chord doesn't see it, and doesn't charge for it at the moment.

Chord is free during beta. We'll announce final pricing before beta ends. Download it for macOS to try it today.

No. You import QFX files you download from your bank yourself. That's deliberate — no bank credentials ever reach Chord.

In a single SQLite file on your Mac. Nothing is uploaded and there's no account to create.

Any Canadian bank that can export QFX. If your bank exports QFX, Chord can import it.

A mobile app is planned. Today Chord is a native macOS app.

Yes. A Budget section (⌘5) tracks one monthly amount per category and shows budget vs actual vs variance.

Only for EOD stock quotes. You bring your own free Marketstack or Alpha Vantage key, and Chord doesn't see it, or charge for it at the moment. Everything else works without one.

USD and CAD only for now, with more currencies on the way. The Bank of Canada daily rate keeps both the ledger and investment values consistent.

Download Chord for macOS and see your net worth at a glance. Free during beta.